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Understanding RERA — How It Protects You as a Homebuyer in Mumbai

  • Writer: A Tech IT
    A Tech IT
  • Oct 14
  • 3 min read
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Buying a flat in Mumbai is often an emotional and financial milestone — but for many, it also brings confusion and risk. Builders delaying possession, hidden clauses in agreements, or false carpet area claims were once common problems.

That’s exactly why RERA (Real Estate Regulation and Development Act, 2016) was introduced — to protect homebuyers, bring transparency, and hold builders accountable. If you’re planning to invest in Mumbai’s real estate market, understanding RERA is absolutely essential.


1. What is RERA?

RERA, short for the Real Estate (Regulation and Development) Act, came into effect in 2016. It was designed to regulate builders, agents, and developers — ensuring homebuyers get what they’re promised.

In Maharashtra, the authority responsible for implementing it is MahaRERA (Maharashtra Real Estate Regulatory Authority). Every new project must be registered under MahaRERA before being marketed or sold.


2. Why RERA Registration Matters

Before RERA, builders could launch projects without approvals or delay possession without consequences. But now, if a project is not registered under RERA, it’s illegal to advertise, market, or sell any unit in that project.

A RERA-registered project means:

  • All government approvals are verified

  • Completion timelines are clearly stated

  • Funds collected from buyers must be used only for that project (70% rule)

  • Buyers can access all details online (layout, carpet area, legal status)

✅ Pro Tip: Always ask for the MahaRERA registration number before paying any booking amount. You can verify it directly on the official portal.



3. Key Rights You Get as a Homebuyer Under RERA

RERA empowers you with multiple legal rights that protect your investment:

  • 🏗️ Right to Transparency: Builders must disclose every detail — from carpet area to project status — on the RERA portal.

  • 📅 Right to Timely Possession: If the builder delays possession beyond the agreed date, you can claim interest or full refund.

  • 📄 Right to Legal Compensation: You can file a RERA complaint online and get your issue resolved quickly.

  • 🏘️ Right to Accurate Information: Builders can’t change layout plans, amenities, or flat size without written consent from buyers.

  • 🧾 Right to Documentation: The sale agreement must clearly mention possession date, carpet area, payment schedule, and penalties.


4. Real-Life Example: RERA Saved 40 Homebuyers in Andheri

In Andheri (East), a builder delayed possession of a residential project by nearly two years. The buyers filed a case under MahaRERA, and the authority ordered the builder to refund the money with 10% interest.

This real-life case proved that RERA isn’t just a rule — it’s a legal shield for honest buyers who trust the system.



5. How to Check RERA Details of a Project

  1. Visit maharera.mahaonline.gov.in

  2. Click on “Registered Projects”

  3. Enter project name, promoter name, or RERA ID

  4. Review documents — land ownership, approvals, progress reports

Doing this simple check can save you from major fraud or delay issues.



6. Can You File a Complaint Under RERA?

Yes! If your builder:

  • Delays possession

  • Doesn’t deliver promised amenities

  • Sells unregistered property

  • Or provides false details

You can file a RERA complaint online by submitting a simple form with your agreement copy and payment proof. MahaRERA ensures faster resolution — often within 60 to 90 days.



7. Final Thoughts: Be an Aware Buyer

RERA has completely changed the real estate game in Mumbai — putting power back into the hands of the buyer. Still, many people either don’t check registration or fall for unverified pre-launch offers.

At A Tech Developers, we ensure that every property listed on our platform is 100% RERA verified, legally transparent, and ready for safe investment.

💬 Need help verifying your builder or project?📞 Contact A Tech Developers — your trusted channel partner for verified RERA projects in Mumbai.Visit 👉 www.atechdevelopers.com

Your dream home deserves trust, transparency, and legal safety — and that’s what we deliver.

 
 
 

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